First Commonwealth Financial is the holding company for First Commonwealth Bank, which provides consumer and commercial banking services from nearly 115 branches across 15 central and western Pennsylvania counties as well as in Columbus, Ohio. The bank's loan portfolio mostly consists of commercial and industrial loans, including real estate, operating, agricultural, and construction loans. It also issues consumer loans such as education, automobile, and home equity loans, and offers wealth management, insurance, financial planning, retail brokerage, and trust services. The company has total assets of some $6.7 billion with deposits of roughly $4.5 billion.